Personal Financial Advisory Services in Kenya
From life insurance and medical cover to investment portfolios, retirement, tax and estate planning — StanLife Kenya's IRA-licensed advisers build one personal financial plan around your goals, not a one-size policy. Serving Nairobi, Kiambu, Machakos, and the rest of Kenya.
Insurance Solutions
Comprehensive cover to protect your income, health, and assets — compared across Kenya's leading insurers and matched to your life stage and budget, not a generic template policy.
Life Insurance Planning
We assess how much cover your family actually needs, then compare term, whole, and universal life policies across insurers so you get real protection without overpaying.
Health & Medical Insurance
We compare individual and family medical schemes across Kenya's leading underwriters, balancing inpatient, outpatient, and specialist cover against what you can realistically afford.
Disability & Critical Illness Cover
Illness or injury shouldn't mean losing your income too. We structure disability and critical illness cover so bills and obligations are met while you focus on recovery.
Property & Liability Insurance
From your home to your car to rental units, we review your cover annually so gaps and overlaps get caught early — not after a claim goes wrong.
From First Call to Financial Confidence
Call, WhatsApp, or book online. We learn about your goals, income, and current cover.
Our adviser reviews your income, obligations, and existing policies against your goals.
We present a written plan comparing options, costs, and recommendations across insurers.
We handle the paperwork, submissions, and activation of your chosen policies or plans.
Annual reviews and claims support keep your plan matched to your life as it changes.
Investments & Retirement Planning
Building and growing wealth for the long term — structured around your risk tolerance, timeline, and retirement goals, and reviewed as they change.
Investment Portfolio Management
We build and rebalance portfolios of unit trusts, money market funds, bonds, and equities matched to your risk tolerance and investment horizon, with regular performance reporting.
Get Started →Retirement & Pension Planning
From employer pension optimization to individual retirement plans and NSSF coordination, we help you build a retirement income that lasts as long as you do.
Get Started →Education Savings Plans
We project future school and university costs and build a savings or education policy plan with contributions structured around your budget, starting as early as possible.
Get Started →Emergency Fund & Cash Flow Planning
Before any long-term investing, we help you build a right-sized emergency fund and a savings rate that fits your income and expenses, so short-term shocks don't derail long-term goals.
Get Started →Wealth, Tax & Estate Planning
Protecting and transferring what you've built — with tax-efficient structuring and a clear plan for the people and businesses that matter most to you.
Tax Planning & Optimization
We structure your investments and giving in tax-efficient ways, coordinating with your accountant to keep you compliant while minimizing what you owe.
Estate Planning & Will Writing
We coordinate will drafting with qualified advocates, structure trusts where useful, and make sure your beneficiary designations actually match your wishes.
Business & Succession Planning
For business owners, we plan for continuity — from key-person cover to buy-sell funding and staff pension schemes that keep your business protected and attractive to talent.
Financial Wellness Coaching
Beyond products, we coach clients through budgeting habits and major life decisions — marriage, career change, inheritance — with periodic plan reviews to keep everything on track.
Quality Cover Shouldn't Wait for a Full Budget.
Lipa Pole Pole — "Pay Little by Little" — is StanLife Kenya's flexible premium and contribution plan, making insurance and investment plans accessible to every Kenyan family and business owner. Start with an affordable first payment and build cover over time.
Ask About Flexible PlansSpeak with an adviser about your goals — no charge, no obligation.
We review what cover or plan makes sense against what you can comfortably pay.
We agree a written schedule for your initial payment and future instalments.
Your policy or plan is activated once the first payment is received.
Pay the balance monthly, quarterly, or on a schedule that fits your cash flow.
Who We Serve
From individuals to institutions — StanLife Kenya's financial advisory services are built to scale for every type of client across Nairobi, Kiambu, Machakos, and beyond.
Individuals & Families
Life and health cover, savings, and a household budget that protects everyone under your roof.
Young Professionals
Starting a career and want to build good habits early — from your first policy to your first investment.
SMEs & Business Owners
Group cover, succession planning, and staff pension schemes that protect your business and your people.
Farmers & Agribusiness
Income protection and savings plans structured around seasonal cash flow, common across Kiambu and Machakos.
Corporates & Institutions
Employee benefits design, group schemes, and institutional investment advisory for larger organizations.
Retirees & Pre-Retirees
Income drawdown planning and portfolio adjustments to make sure your savings last through retirement.